Mortgage Rates

Mortgage Rates for Home Loans

Find the best mortgage rate and lender for you. River Region Credit Union has low mortgage rates and lenders that are ready to assist.

30 YEAR FIXED 20 YEAR FIXED 15 YEAR FIXED HOME EQUITY LOC
 RATES 6.625 6.625 6.625 8.50
APR 6.740 6.776 6.814
FHA  5/5 ARM FIRST-TIME BUYER COMMUNITY HERO 
 RATES 6.625 8.000 8.000 7.875
APR 7.446 8.084 8.783 8.496

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See our home loan page for terms and down payments options.
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Our online loan application is the perfect place to start.
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Loan Rates Inquiry Form

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If you have an existing River Region mortgage, you can check your history, make your payment online, and more at our mortgage servicing site or feel free to contact us for assistance.

**Please note that the interest rate shown here is available to borrowers with an excellent credit history. The actual interest rate and fees available to you will be based on your credit history and may be different than the rates displayed here.  Example assumes a loan amount of $200,000 on a primary residence home with a purchase price of $250,000 and closing costs contributing to APR of $1,448.00.  After you complete your application, a loan officer will contact you to discuss the rates and fees available to you.

The interest rates shown are subject to change without notice.  Your APR will vary based on your final loan amount, closing costs, and finance charges.

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