Mortgage Rates
Mortgage Rates for Home Loans
Find the best mortgage rate and lender for you. River Region Credit Union has low mortgage rates and lenders that are ready to assist.
| 30 YEAR FIXED | 20 YEAR FIXED | 15 YEAR FIXED | HOME EQUITY LOC | |
| RATES | 5.875 | 5.625 | 5.50 | 8.00 |
| APR | 5.992 | 5.779 | 5.693 |
| FHA | 5/5 ARM | FIRST-TIME BUYER | COMMUNITY HERO | |
| RATES | 5.625 | 6.00 | 6.25 | 6.25 |
| APR | 6.762 | 6.52 | 7.206 | 7.075 |
Home Loan Details
Visit our home loans page for full details on terms and down payments for any of the loans above
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Loan Rates Inquiry Form
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Just use the link below to start an online application.
If you have an existing River Region mortgage, you can check your history, make your payment online, and more at our mortgage servicing site or feel free to contact us for assistance.
**Please note that the interest rate shown here is available to borrowers with an excellent credit history. The actual interest rate and fees available to you will be based on your credit history and may be different than the rates displayed here. Example assumes a loan amount of $200,000 on a primary residence home with a purchase price of $250,000 and closing costs contributing to APR of $1,448.00. After you complete your application, a loan officer will contact you to discuss the rates and fees available to you.
The interest rates shown are subject to change without notice. Your APR will vary based on your final loan amount, closing costs, and finance charges.