Become a Member

Join us to add an account! Membership is easy!

If you live, work (or regularly conduct business in), worship, or attend school in, and businesses and other legal entities located in the rural district consisting of Audrain, Boone, Callaway, Camden, Christian, Cole, Cooper, Dade, Dallas, Greene, Howard, Lawrence, Miller, Moniteau, Osage, Polk, or Webster Counties, MO you’re eligible!

Just deposit $1.00 in a regular savings account to join.*

Then enjoy all the benefits of your credit union membership!

Select “Not Yet a Member” and follow the steps to set up your membership.


RRCU exists to help people, not make a profit. Our goal is to serve all of our members well, including those of modest means – every member counts. Our members are fiercely loyal for this reason. They know their credit union will be there for them in bad times, as well as good. The same people-first philosophy causes credit unions and our employees to get involved in community charitable activities and worthwhile causes – just ask us.
*When opening an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying information. To help the government fight the funding of terrorism and money laundering activities, Federal Law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.

This link has been provided as a convenience to you. You are now leaving River Region Credit Union’s web site. Please refer to the Third-Party Disclaimer for more information.