Join with Coins

Big earnings for our smallest savers!

Teach your child the importance of saving with an account just for them. With great rates and a minimum deposit of just $1.00, you can start their financial journey with one click!

Account holders earn 5.00%* APY for the first $500.00 on deposit.

Children must be 14 or under to join.

So, gather up your coins and birthday cash, it’s time to earn more on your stash.

This April Only: Add $25 to Get $25 When Opening a New Account!

Open an Account Today

Open their account online!

Your government-issued ID and the social security number will be needed to begin.

Open Account

Need Personal Support?

Complete the fields below and a branch manager will reach out to assist. Be sure to leave the last field blank as indicated or your form submission will not be received.

Request Support

*APY: Annual Percentage Yield. Children Must be under 14 to join. After first $500 on deposit rate on funds is 0.15% APY. Minimum opening deposit of $1.00. Rates effective 01/01/2024, and subject to change daily. Contact FSO for details.

**The $25 match is only available for new accounts opened in April. Minimum deposit is $25 or to earn the $25 match. Exclusions will apply. Limit one match per person per promotion.