Credit Lines

Home Equity Line of Credit

A River Region Home Equity Loan is a great way to take advantage of your home’s value to get a low interest loan for just about any reason – consolidate bills, remodel your home, and more with a River Region Home Equity. Apply today using our online application.

The actual interest rate, APR and fees available to you may vary based verification of information, your credit history, and other factors as determined by Lender. Annual Percentage Rate (APR) is based on a variable rate, which is based on the Prime Interest rate – 0.50% margin (for those who qualify), which is subject to change quarterly. Charges will be computed using a daily periodic rate of 0.01301%. Increases or decreases will result in increases or decreases in the Finance Charge. The maximum APR charged will be 18.00%. To open and maintain a Home Equity Line of Credit, you may also have to pay certain fees to third parties. These fees can range from $100.00 to $700.00. Insurance coverage is required and is not included within the estimate of fees.  Not all applicants will qualify. Rates and terms are effective 08/05/2019 and are subject to change without notice. 

Line of Credit

Line of Credit loans are a great way to have funds available to borrow with ease – online, over the phone, or over the counter.  This is a fantastic option if you just need a little extra from time to time, and don’t wish to do a new loan each time. Apply Online, now.

 

Contact a Financial Services Officer for more details on any of the above credit lines.

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