Identity Theft Protection

Think you don’t need identity theft protection? Think again.

Identity theft is consistently among the top complaints to the Federal Trade Commission. Rampant data breaches, affecting millions of records, are putting consumers at great risk of identity theft. It can happen to anyone—regardless of your age and income, where you live, or how careful you are.

Restoring your identity on your own can be time-consuming and stressful. After a while, some people give up, leaving them to contend with the aftermath of identity theft for years to come, including fraudulent bills, collections activity, damaged credit and even criminal records.

RRCU is delighted to provide identity theft detection and recovery services as part of Cashback Checking Plus.

For more information on RRCU’s Cashback Checking Plus, click here.

In order to protect our membership, we have partnered with one of the nation’s most trusted names in identity theft protection to provide you with access to a comprehensive suite of services to address fraud caused by identity theft if it happens to you or your family member. These services include:

Fully Managed Identity Theft Recovery

If you suspect identity theft, or if your personal information becomes compromised, we will assign you to a professional, certified and licensed Recovery Advocate who will complete the recovery work on your behalf, report progress along the way, and be there for you until your good name is restored – no matter how long it takes! This service extends to cover you and up to three generations of family! 

Click here for complete Terms and Conditions.

Identity Theft Expense Reimbursement Insurance- up to $25,000*

You may receive reimbursement for out of pocket expenses incurred during the identity recovery process up to the program limit, including reimbursement for lost wages, attorney’s fees, and other expenses.  

Click here for Evidence of Coverage.

Entitlement to Credit Monitoring

If you decide to activate this service you will receive alerts of changes to your credit file that could signal identity theft. We can even send the alerts to you in a text message for ease of use and rapid communication. The entitlement is applicable to individuals age 18 and older who have a valid credit file. Note: You must follow an easy activation process in order to receive the benefits of credit monitoring.

If you are a Cashback Checking Plus account holder, and you want to activate your credit monitoring click here.  Enter your enrollment ID, complete your profile, and answer the identity authentication questions to activate this service.

Mobile Device Protection

Provides reimbursement up to $250 after a $50 deductible for repairs or replacement due to accidental damage or mechanical failure. Pre-registration is not required and this coverage can apply to both your new and used cell phones and smartphones. Certain terms, conditions and limitations apply.  You are eligible to file a claim 30 days after you open your Cashback Checking Plus account – just contact us, and we will verify your eligibility and begin the claims process. Click here for details and to review the “Mobile Device Coverage Member Services Agreement”.

To learn more about opening a Cashback Checking Plus account with RRCU today, click here.

* Identity theft insurance is underwritten by Lyndon Southern Insurance Company, a member of the Fortegra family of companies. The information provided is a program summary. Please refer to the Identity Theft Expense Reimbursement Evidence of Coverage forms for additional information including details of benefits, specific exclusions, terms, conditions and limitations of coverage. Coverage is currently not available to residents of the state of New York and may not be available in other U.S. territories or jurisdictions in the future.

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