Apply for a Home Equity Line of Credit

Home Equity Line of Credit – Helps You Beat Higher Interest Debt!

Rising interest rates are creating a squeeze!

If you’re a homeowner, look to your home for a strategic line of credit!
It’s a great solution for beating higher interest debt.

Your home’s value can help you pay down debt with rising rates, or make home improvements. There are numerous ways to use your equity:

Pay Off Higher Interest
Simplify Debt Repayment
Repair or Remodel Your Home

Plus, enjoy no closing costs!*

Use the form below to see how much equity you can use to make a strategic money move.

Ready to Apply – Start Here

Home Equity Line of Credit Inquiry

Start your application process here.

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Name*

First Last

Address*

Street Address City State / Province / Region ZIP / Postal Code

Phone*

Email*

Amount of Credit Requested*

Select the Branch Location Nearest You*

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Email

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Unsure if you’re eligible – Check with a Financial Services Officer in Jefferson City or Springfield.

*Minimum $15,000 advance required at loans origination to qualify for No Closing Cost oﬀer. No closing cost oﬀer does not include cost of appraisal, if required. Other restrictions may apply. Oﬀer good through June 30, 2025

The actual interest rate, APR and fees available to you may vary based verification of information, your credit history, and other factors as determined by Lender. Annual Percentage Rate (APR) is based on a variable rate, which is based on the Prime Interest rate – 0.50% margin (for those who qualify), which is subject to change quarterly. Charges will be computed using a daily periodic rate of 0.01301%. Increases or decreases will result in increases or decreases in the Finance Charge. The maximum APR charged will be 18.00%. To open and maintain a Home Equity Line of Credit, you may also have to pay certain fees to third parties. These fees can range from $100.00 to $700.00. Insurance coverage is required and is not included within the estimate of fees. Not all applicants will qualify. Rates and terms are effective 03/08/2023 and are subject to change without notice.