River Region offers Certificates of Deposit (CDs) in terms varying from 3 months to 5 years, depending on your needs.  A CD will earn a substantially higher rate than a share, but withdrawal before the end of the certificate term will result in an interest penalty.  Standard certificates have a minimum balance of $500.00.

Payroll CDs

Payroll CDs are an excellent way to earn a high rate of return while building your CD balance.  Payroll CDs require just a $10 initial deposit, and you can contribute a little from each paycheck to the CD.   River Region can set up automatic transfers from your check for your convenience.  Contact a Financial Services Officer to get started or for more details.