Home Equity Line of Credit Promotion

This Home Equity Line of Credit Offer will propel your building projects!

May 1, 2021 through September 30, 2021*:

When you open a New Home Equity Line of Credit

Enjoy 2.95% APR*
and No Closing Costs

(Current HELOC rates: 3.75%-6.25%)

Ready to Apply – Start Here

Home Equity Line of Credit Inquiry

*Loan must be closed by September 30, 2021.
Offer Terms: This offer is available for new Home Equity Line of Credit applications received from May 1, 2021 to September 30, 2021. Not all applicants will qualify.


*Intro Rate: 2.95% intro annual percentage rate (APR) applies to new transactions through May 30, 2022. On June 1, 2022, The APR will adjust to current market rates. Intro rate discontinued for Payment Default. No other discounts apply to the intro rate. Subject to credit approval, documentation, collateral, and other requirements. The intro rate promotion may end at any time without notice.


After Intro: After the intro rate period ends, all remaining balances will convert to the variable periodic rate and corresponding APR per the credit agreement, which is based on the Wall Street Journal prime rate (3.25% as of 03/15/2021), plus a margin. See your loan disclosures for applicable margins. Your APR will never be more than 18.00% or less than 3.75% or increase or decrease by more than 1.00 percentage points quarterly. Your APR will be based on several factors, including your credit history, credit score, loan-to-value ratio, property type, loan amount and lien status.


Closing Costs: Estimated closing costs of $150 to $500 without an appraisal. River Region Credit Union pays closing costs except an appraisal if it is required or requested for the transaction.

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