River Region Credit Union's High Yield Checking account is the newest checking service available to our members. This checking account earns you a high rate of interest and other benefits while requiring no minimum balance and no monthly checking fee. We'll answer some basic questions here, and then you can contact one of our knowledgeable Financial Services Officers or Branch Managers and they will help you with any questions you may have about this account.
How does it work?
There are a few minor qualifications, including use of your River Region Credit Union card and other electronic services. You, in all likelihood, already qualify or could qualify with a few minor changes. If you meet all of the qualifications, you will be paid the advertised dividend that month. There is no minimum balance on to qualify. Even if you do not meet all of the qualifications for that month, you still earn a lower dividend - with no monthly checking fee! You also can receive up to 3 ATM surcharges refunded*.
What do I need to do to get started?
Simply contact one of our Financial Services Officers. Their contact information can be found here.
Is this limited to new members or existing members only?
Any member, new or existing, is eligible for this account. Existing members, we can take care of this transition seamlessly - no new checks or debit cards will be necessary . If you do not already have a checking account with River Region, ask our Financial Services Officers about our convenient checking switch kit.
*Up to $7, receipts must be presented by 12th day of month following statement on which the ATM transactions appeared. Contact a Financial Services Officer for further details.